Erik Thomas, the Senior Director of Debt Capital at The Garrett Companies, oversees all banking and lending relationships for the company and is responsible for the strategic planning of capital deployment including securing construction financing for new developments. Erik works cross-functionally with the legal department, accounting, acquisitions, and investment teams to support project underwriting, capital structuring, loan closing, and cash flow management throughout the project lifecycle.

Prior to joining The Garrett Companies, Erik spent 16+ years in the banking industry, where he originated a substantial volume of construction loans across all asset classes, specializing in multifamily and industrial real estate. His deep experience in construction financing and his collaborative approach to problem-solving have made him a valuable strategic partner across all phases of development.

Erik earned a Bachelor’s Degree in Business Management from the McCoy College of Business at Texas State University. Outside of work, Erik values time with his wife and two sons, cheering on youth sports, and nurturing a lasting connection to the game of golf. Passionate about giving back, Erik co-founded the Houston Banker’s Classic in 2017 – a golf tournament which has raised hundreds of thousands of dollars for several local charities with direct impact to the community.